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Short-term
health
insurance
when
you
need
coverage
right now.

Flexible plans for your evolving needs.

Quick and hassle-free enrollment process

Access to a broad range of healthcare plans

Insurance to fit your lifestyle

Start by adding your zip code

Availability of plans and policy duration varies by state

The plans offered on Pivot Health do NOT meet the essential benefit requirements of the Affordable Care Act.

Short-term, limited-duration health insurance can fill a coverage need for individuals in unique situations.

Uninsured

College students

Graduating young adults

Aging off parent's plan

Part-time employees

People in an employer waiting-period

Self-employed contract workers

Early retirees under 65

Those who are COBRA-eligible

Why short term health?

Short-term health is temporary insurance designed to bridge gaps in coverage for individuals who are in transition or still trying to figure out the next steps in life.

20 million

Nearly 20 million people were enrolled in college in 2023.

73.3 million

73.3 million Americans are working in the “gig economy.”

23%

Roughly 25% of older workers retire between 60-64.

27.1 million

There are 27.1 million small businesses owners (without employees) in the U.S.

Short-term health insurance image of woman holding camera

Policies include flexibility to meet your needs

Plans range from 1 month up to 1 year.

Preventive and wellness services are offered on all plans.

Doctor and Urgent Care office visit copays available.

Free and unlimited telemedicine.

Prescription drug benefits and discounts.

All-access provider network for most plans, meaning you can see any provider or visit any facility.

National networks on select plans.

Easy online enrollment in less than 5 minutes.

Available next-day.

Get quote

Speak to an agent

Talk to an insurance agent today

Learn more about the different types of insurance and get a quote for your specific needs.

9am-6pm EST Monday - Friday


10am-4pm EST Saturday - Sunday

Empowering health coverage at every life turn.

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Disclaimer:

This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your Policy/Certificate carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services).

Your Policy/Certificate might also have lifetime and/or annual dollar limits on health benefits. If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage. Also, this coverage is not “minimum essential coverage.

 

This plan has a pre-existing limitation provision that may prevent coverage from applying to medical conditions that existed prior to the plan effective date.

PivotHealth.com is the website domain of PivotHealth Holdings, LLC (Pivot Health), a wholly-owned subsidiary of HealthCare, Inc. This website serves as an invitation for you, the customer, to inquire about further information regarding health insurance, and submission of your contact information constitutes permission for an agent to contact you with further information, including complete details on cost and coverage of insurance.

Pivot Health develops and markets a portfolio of proprietary health insurance and supplemental insurance products under the Pivot Health brand in addition to serving as a licensed broker under PivotHealth Holdings, LLC. Pivot Health may earn revenue for clicks, calls and insurance applications generated, and may be compensated by its advertisers for sponsorship. Compensation may impact where and in what order insurance products appear. Pivot Health’s platforms do not include all health insurance companies or all available insurance products.


For assistance with Medicare plans dial 844-231-3417

For other plans please dial 866-967-3416

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